Employer Benefits

Employer benefit solutions

Providing Group Insurance solutions that help grow your business & take care of your employees.

LIFE

  •           Term Life
  •           Whole Life

 Life Insurance Options for Businesses & Employees:

Group Life Insurance allows employees to purchase life insurance through their employer at a lower group rate. Employers can tailor the policies with various options and features that meet their needs. Policies can be offered to employees on a voluntary or employer-sponsored basis. The portability of policies is an option.

Specific information is gathered to ensure the best possible rate and coverage option for your business and employees. EMCKA Hawaii works with various insurance carriers to provide the best coverage possible.

Contact us for more details.

Supplemental HEALTH

  •     Accident
  •     AD&D
  •     Cancer
  •     Dental
  •     Disability (Long & Short Term)
  •     Hospital Indemnity
  •     Long Term Care
  •     Vision

Medical

  •     Kaiser Permanente

TDI

  •     Temporary Disability Insurance

A Plan for Everyone – Flexibility of Tiered Benefits

Group benefits are a wonderful way for employers to help employees save money on rising insurance costs. Employer benefit solutions provide businesses with flexibility & varying optional features that meet their unique situations. Please find out how we can assist your business with group benefits solutions. 

 

Specific information is gathered to ensure the best possible rate and coverage option for your business and employees. EMCKA Hawaii quotes supplemental health insurance plans through various insurance carriers.

 

Currently, we can only quote group medical insurance coverage through Kaiser. Employers must have a DOL# (Department of Labor number) to obtain a quote. Specific information is gathered to ensure the best possible rate. 

 

Specific information is gathered to ensure your business obtains the best possible TDI rate. EMCKA Hawaii provides TDI quotes through various insurance carriers. 

Let us know how we can assist your company.

Contact us for more details.

retirement plans

  •          403(b) & 457(b)

Employer-Sponsored Retirement Plans

 

Retirement plans may be established by:

403(b) – Churches, 501(c) organizations – ERISA, public colleges/universities & public schools.

457(b) – Government Plan: state & local governments, police, firefighters, government hospitals, public colleges/universities & public schools.

 Ask an agent for more details.

  • EMCKA Hawaii uses the National Life Group to quote, apply, and enroll individuals in retirement plans. Please review the National Life Group privacy policy.

miscellaneous

  •          Travel Insurance

Travel Insurance

 

Various information is gathered depending on the type of insurance quote requested.

Ask an agent for more details.

 

  1. Abbreviations: AD&D (Accidental Death & Dismemberment). LTC (Long Term Care). Disability (Short & Long Term or STD & LTD).
  2. Abbreviations: TDI (Temporary Disability Insurance) – For Businesses ONLY.
  3. Employer-sponsored plans (group plans) may have the option of portability and can be offered on an employer-paid or voluntary (supplemental) basis. Ask an agent for more details.  
  4. Group plans may require a minimum participation count & key information to generate an accurate quote. Ask an agent for more details.